MEDCHOICE PLATINUM

NO INTEREST 6 AND 12 MONTHS DISCLOSURE (6 or 12 MONTHS DEFERRED INTEREST PAYMENT REQUIRED):

No Interest if paid in full within 6 or 12 months. Minimum purchase required: $3000 for 6 months; $1000 for 12 months. When you use your MedChoice Platinum credit card account issued by World Financial Network National Bank (WFNNB), WFNNB's Interest will be charged to your account from the date of purchase if the Total Amount Financed is not paid in full by 6 or 12 months from date of purchase or if you fail to make any payment when due. Provider assessed finances charges (typically at the time of purchase) are not those of WFNNB; rather, Provider assessed finance charges are part of the total Amount Financed upon which WFNNB's finance charged are based. Payments are required during the promotional period (as described in your credit card agreement). After the promotional period, the APR will be a variable rate, as of January 1, 2010, APR is 10.15% for Tier 7,12.25% for Tier 6, 14.25% for Tier 5, 16.25% for Tier 4,18.25% for Tier 3, 21.25% for Tier 2, 24.25% for tier 1 accounts, this rate may vary, minimum monthly FINANCE CHARGE of $1.00.
 

MEDCHOICE PREMIUM

6, 12, 18 MONTHS DEFERRED INTEREST PAYMENT REQUIRED:

No Interest if paid in full within 6, 12, or 18 months. Minimum purchase required: $499 for 6 months; $999 for 12 months; $2000 for 18 months. W hen you use your MedChoice Premium credit card account issued by World Financial Network National Bank (WFNNB), WFNNB's Interest will be charged to your account from the date of purchase if the Total Amount Financed is not paid in full by 6, 12 or 18 months from date of purchase or if you fail to make any payment when due. Payments are required during the promotional period (as described in your credit card agreement). After the promotional period, the APR will be a variable rate, as of January 1, 2010, that APR is 24.99%, minimum monthly FINANCE CHARGE of $1.00.

MEDCHOICE PLATINUM

LOW APR PROGRAM DISCLOSURE (12, 24, 36 MONTHS LOW APR, EQUAL PAYMENT):

Minimum purchase required: $999 for 12 months; $1999 for 24 months; $2999 for 36 months. When you use your MedChoice Platinum credit card account, issued by World Financial Network National Bank (WFNNB), WFNNB's finance charges on the Total Amount Financed for the promotional credit plan purchase, are assessed on promotional credit plan purchases from the date of purchase through the end of the promotional period. Provider-assessed finance charges (typically at the time of purchase) are not those of WFNNB; rather, Provider-assessed finance charges are part of the Total Amount Financed upon which WFNNB's finance charges are based. The minimum payment will be the Total Amount Financed including the calculated WFNNB finance charges that will be assessed from the date of purchase through the end of the promotional period divided by the number of months between the date of the purchase and the promotional period end date (minimum $75.00) rounded up to the nearest whole dollar. If the Total Amount Financed is not paid in full before the promotional period ends or regular revolving and/or any promotional plan payments are not paid when required for two consecutive billing cycles, under this or any other MedChoice Platinum promotional credit plan, the remaining balance and the WFNNB finance charges will be included in your regular revolving balance and regular credit terms will apply. During the promotional period, the promotional credit plan purchase is subject to an APR of 9.99%. After the promotional period ends regular credit terms will apply. As of January 1, 2010, APR is 10.15% for Tier 7,12.25% for Tier 6, 14.25% for Tier 5, 16.25% for Tier 4,18.25% for Tier 3, 21.25% for Tier 2, 24.25% for tier 1 accounts, this rate may vary, minimum monthly FINANCE CHARGE of $1.00.

MEDCHOICE PREMIUM

BUDGET PAY W/ PAYMENT--$99/ $199/ $299:

When you use your MedChoice Premium credit card account provided by World Financial Network National Bank, Interest is assessed on the total amount financed for the promotional credit plan purchases from the date of purchase through the end of the promotional period ($99 budget pay, minimum purchase of$800; $199 budget pay, minimum purchase of$1199; $299 budget pay, minimum purchase of$1799). Payments are required during the promotional period (as described in your credit card agreement). If the promotional credit plan purchase is not paid in full before the promotional period ends or if you fail to make any payment when due, the remaining balance will be included in your regular revolving balance and regular credit terms will apply. During the promotional period, the promotional credit plan purchase is subject to an APR of 17.99%. After the promotional period ends regular credit terms will apply and the APR will be a variable rate, as of January 1, 2010 the APR is 24.99%, this rate may vary, minimum monthly Finance Charge of $1.00.
 

Privacy Policy

This Privacy Policy governs the manner in which Blueberry Healthcare Finance LLC collects, uses, maintains and discloses information collected from users (each, a "User") of the www.blueberryhealthcarefinance.com website ("Site"). This privacy policy applies to the Site and all products and services offered by Blueberry Healthcare Finance LLC.


1. Our Personal Information Collection Practices.

We may collect personal identification information from Users in a variety of ways, including, but not limited to, when Users visit our site, register on the site, subscribe to the newsletter, fill out a form, and in connection with other activities, services, features or resources we make available on our Site. Users may be asked for, as appropriate, name, email address, mailing address, phone number, credit card information, social security number. We will collect personal identification information from Users only if they voluntarily submit such information to us. Users can always refuse to supply personally identification information, except that it may prevent them from engaging in certain Site related activities.


2. Non-personal identification information.

We may collect non-personal identification information about Users whenever they interact with our Site. Non-personal identification information may include the browser name, the type of computer and technical information about Users means of connection to our Site, such as the operating system and the Internet service providers utilized and other similar information.


3. Web browser cookies.

Our Site may use "cookies" to enhance User experience. User's web browser places cookies on their hard drive for record-keeping purposes and sometimes to track information about them. User may choose to set their web browser to refuse cookies, or to alert you when cookies are being sent. If they do so, note that some parts of the Site may not function properly.


4. How we use collected information.

Blueberry Healthcare Finance LLC may collect and use Users personal information for the following purposes:

  • To improve customer service
    Information you provide helps us respond to your customer service requests and support needs more efficiently.
  • To personalize user experience
    We may use information in the aggregate to understand how our Users as a group use the services and resources provided on our Site.
  • To improve our Site
    We may use feedback you provide to improve our products and services.
  • To process payments
    We may use the information Users provide about themselves when placing an order only to provide service to that order. We do not share this information with outside parties except to the extent necessary to provide the service.
  • To run a promotion, contest, survey or other Site feature
    To send Users information they agreed to receive about topics we think will be of interest to them.
  • To send periodic emails
    We may use the email address to send User information and updates pertaining to their order. It may also be used to respond to their inquiries, questions, and/or other requests. If User decides to opt-in to our mailing list, they will receive emails that may include company news, updates, related product or service information, etc. If at any time the User would like to unsubscribe from receiving future emails, we include detailed unsubscribe instructions at the bottom of each email.

We may use the email address to send User information and updates pertaining to their order. It may also be used to respond to their inquiries, questions, and/or other requests. If User decides to opt-in to our mailing list, they will receive emails that may include company news, updates, related product or service information, etc. If at any time the User would like to unsubscribe from receiving future emails, we include detailed unsubscribe instructions at the bottom of each email.


5. How we protect your information

We adopt appropriate data collection, storage and processing practices and security measures to protect against unauthorized access, alteration, disclosure or destruction of your personal information, username, password, transaction information and data stored on our Site.


6. How we protect your information

We adopt appropriate data collection, storage and processing practices and security measures to protect against unauthorized access, alteration, disclosure or destruction of your personal information, username, password, transaction information and data stored on our Site.

Sensitive and private data exchange between the Site and its Users happens over a SSL secured communication channel and is encrypted and protected with digital signatures.


7. Sharing your personal information

We may share personal information with trusted affiliates. We may also share generic aggregated demographic information not linked to any personal identification information regarding visitors and users with our business partners, trusted affiliates and advertisers for the purposes outlined above.


8. Compliance with children's online privacy protection act

Protecting the privacy of the very young is especially important. For that reason, we never collect or maintain information at our Site from those we actually know are under 13, and no part of our website is structured to attract anyone under 13.


9. Changes to this privacy policy

Blueberry Healthcare Finance LLC has the discretion to update this privacy policy at any time. When we do, we will revise the updated date at the bottom of this page and send you an email. We encourage Users to frequently check this page for any changes to stay informed about how we are helping to protect the personal information we collect. You acknowledge and agree that it is your responsibility to review this privacy policy periodically and become aware of modifications.


10. Your acceptance of these terms

By using this Site, you signify your acceptance of this policy. If you do not agree to this policy, please do not use our Site. Your continued use of the Site following the posting of changes to this policy will be deemed your acceptance of those changes.


10. Contacting us

If you have any questions about this Privacy Policy, the practices of this site, or your dealings with this site, please contact us at:
Blueberry Healthcare Finance LLC
privacy@blueberryhealthcarefinance.com

With MedChoice Financial's flexible payment plans, you can look and feel your best without worrying about the cost.